Wednesday, January 26, 2000

The Best of Online Bill Payment - Paytrust.com, by Pete Thiruselvam

Paytrust.com Paytrust.com, is a Web-based service offering consumers the ultimate e-convenience-one-stop bill delivery, payment and management. Paytrust.com can deliver 100 percent of consumers' bills (both electronic bills and scanned paper bills) through a single, secure web site, and lets consumers direct payments from their pre-existing bank account. To learn more about this section, click below: www.paytrust.com Paytrust.com's Free Affiliate Program Affiliate Commissions There are two Affiliate levels-Partner and Preferred Partner. Every new Affiliate enrolls as a Partner. Any Affiliate who becomes a Paytrust.com customer is automatically elevated to Preferred Partner Status. Commission Structure Earn at least $20 per new customer. Become a Preferred Partner and earn at least $25 per new customer You will be compensated for any user who clicks through from your site, completes a Paytrust.com application, and receives and pays his or her first bill through the Paytrust Bill Center. You will also receive credit for any user who originally clicks through from your site and then returns to Paytrust.com and becomes a customer within 30 days without clicking through from another Affiliate site. Affiliate Program Payment Paytrust.com pays its Affiliates quarterly. The checks are sent out approximately 30 days after the end of each quarter. They do not send out checks that are less than $50. Instead, they will continue to accumulate that Affiliate's commissions and send out a check 30 days after the quarter in which that affiliate has accumulated at least $50 in commissions. To Sign-Up Now and earn at least $20 per customer visit: http://affiliate.paytrust.com/aff/aff_application.htm To learn more about this section, click below: http://affiliate.paytrust.com/aff/aff_home.htm How the Paytrust Affiliate         Program Works The Paytrust Affiliate program makes it easy for you to track and receive commissions for referring customers to Paytrust.com through your web site. After you have applied and been accepted as an Affiliate, Paytrust.com will email you instructions on how to obtain trackable links. Paytrust.com will create the links and you just place them on your site. Every time a user clicks on one of those links, Paytrust.com will track where they came from and whether they enrolled. Paytrust.com will make reports of all sales available to you online. At the end of each quarter, as long as you have generated $50 or more in commissions, Paytrust.com will send you a check. If you have generated less than $50 in commissions, Paytrust.com will hold your check until your commission balance is $50 or greater. To learn more about this section, click below: http://affiliate.paytrust.com/aff/aff_faq.htm Paytrust.com's Facts,         Features and Notes Paytrust.com costs just $8.95 a month for up to 25 transactions and comes with 24/7 customer support. You receive, review and pay all your bills online. No more bills in your mailbox. No more checks to write. No more stamps to lick. No more bills to mail. No more lost bills or missed payments. Paytrust.com customers can view all their bills at once, including electric, oil, water, cable and insurance, by accessing the company's Web site, (http://www.paytrust.com). Then, with a click of a mouse, they can schedule each bill to be paid. Customers can view images of entire bills. You can pay your bills anytime, anywhere-at home, work or on the road. Paytrust.com works with all your current billers and your current bank. Getting started is easy. They do most of the work for you. If you have an online bank account the Paytrust SmartBalance and your Paytrust.com information so you'll always know how much money you have to pay the bills To learn more about this section, click below: http://www.paytrust.com/htmlu/CommonQuestions.htm Quotes About Paytrust.com           From The Experts Online Business Report November/December 1999 http://www.paytrust.com/htmlu/press_obr.htm We are surprised and impressed at the speed with which Paytrust added statement aggregation to its Web site. The company not only beat its two scan-and-pay competitors to the punch, it also beat 20,000 U.S. financial institutions as well. We talked to CEO Ed McLaughlin in mid-November about the latest developments, and were once again impressed with his long-term commitment to making Paytrust a leader in the field. THE WALL STREET JOURNAL October 18, 1999 http://www.djreprints.com/jitarticles/trx0001260501911.html Paytrust and a few others are the first to tackle bill presentment in a big way. Instead of getting bills in the mail, Paytrust's 14,000 customers receive e-mail notices as bills arrive. Then they sign on to Paytrust's Web site (http://www.paytrust.com) and click to pay a bill in full, select a different amount or skip payment altogether. CBS MarketWatch Sep 7, 1999 http://www.paytrust.com/htmlu/press_cbs.htm For those of us who live in fear of late-fee bankruptcy, a service like Paytrust's can easily pay for itself. The Philadelphia Inquirer Philly Tech Magazine http://www.paytrust.com/htmlu/press_phillytech.htm For trial customer Louise Petrone of Havertown, one of the most attractive features of the system is its ability to store past bills "for tax records," said Petrone, a CPA who works from home. "It saves me a good bit of time." Online Bill Paying Facts 100 million U.S. households pay bills, and about 15 billion bills are mailed each year from businesses to consumers. Today, 14% of bills are paid electronically (Households and Businesses). The Yankee Group, a technology research firm, estimates that about 4.5% of households with a personal computer paid their bills online last year. Company Facts Secure Commerce Services, Inc., the provider of the Paytrust.com Internet bill delivery and payment service, completed a multi-million dollar financing round with AT&T Ventures and Spectrum Equity Investors in May 1999. In December, 1999 - Paytrust.com announced that some of the nation's top financial organizations and largest billers had invested an additional $30 million in the company. SOFTBANK Venture Capital, American Express, GE Equity, Goldman Sachs and Thomas Weisel Partners were among the investors in this second round of funding. Corporate Headquarters 29 Emmons Drive, Building B Princeton, NJ 08540 www.paytrust.com For more information on Paytrust.com's Affiliate Program email: affiliate@Paytrust.com

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